![]() ![]() Love pastel-styled stuff? If so, then consider getting this pastel-style budget planner template from Goodnotes too! created by LiveLovePlanners and completely based on dreamy and pastel-styled designs, with many astonishing features, some of which are: ![]() The sweet design of this budget planner template can keep you calm and help you enjoy planning even in the most stressful situations, so do not ignore it. Small-sized files for a hassle-free experience.What makes this planner even more attractive is that it’s free, so download it right away.Īre you looking for a feminine or sweet planner? If yes, then consider checking out this one! It’s created by JoyWayDigital and has pink color on its pages, which looks extremely adorable. Blank-lined paper for simple note-taking.Hyperlinked tabs and a clickable index make easy navigation.While using this planner, you will receive the following features: GoodNotes PlannerĪ Goodnotes planner being beautiful can make anyone’s budgeting experience really fun, but it can become even more fun when you get 108 templates in just one planner at once! This digital planner was created by World of Printables and guarantees you a planner that contains over 100 budgeting templates that are easy and fun to use. Not to mention, you will receive a vibrant and cute home page, cover, and user guide too, which can greatly help you use this template.Ĭheck out our Free Goodnotes stickers post 2. This template’s main features are the financial calendar, income tracker, expense tracker, and notes, all of which have different colors that give it a friendly and refreshing vibe. The first budget planner on the list is created by Morning Star Planner, and the best thing about this template is that its design is quite simple and colorful, which makes it a perfect choice for daily use and for people who love minimalist designs. Home Budget - Our original selection of home budget worksheets.Conclusion 1.Family Budget Planner A yearly budget planner, with the same categories as the household budget spreadsheet.Household Budget Spreadsheet (monthly) - More detailed and includes child expenses.Personal Budget Spreadsheet The 12-month version of the above spreadsheet.Money Manger - A more advanced budget management tool for Excel.After making a change, you should check the formulas to make sure they are still correct. If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: You need to be careful when adding or removing categories, to avoid messing up the formulas used for calculating the totals. The Monthly Budget Summary table in the upper right of the worksheet totals up all your income and expenses and calculates your Net as Income minus Expenses. So, if you spend more than you budgeted for, the value in the Difference column will be red - to help it stand out as a warning. The spreadsheet uses the accounting format where negative numbers are in parenthesis like (115.00), and conditional formatting is used to make the negative numbers red - red means bad in this case. The calculations in the "Difference" column are set up so that negative numbers are bad. Using the Personal Monthly Budget Template See our articles Make a Budget and 5 Basic Budgeting Tips if you are just getting started or new to budgeting. At the end of the month, you record in the "Actual" column how much you really spent during the month.įor a more detailed set of budget categories, see the Household Budget worksheet. This represents your goal - you're trying to keep from spending more than this amount. You record your desired budget for each category in the "Budget" column. The purpose of this type of budget worksheet is to compare your monthly budget with your actual income and expenses. Some numbers are included in the Home Expenses category as an example, but you'll want to replace those numbers with your own. To use this template, just fill in numbers that are highlighted with a light-blue background (the Budget and Actual columns).
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